Banking innovation in agriculture.

Technology has superimposed its presence in major areas of the economy forging growth and development within these sectors. 

The banking sector is a big player in this innovation drive with technology as all other sectors engage their services in terms of payments,transfer and business funding. Banks are making their services,fast and easily accessible to customers as many have platforms that enable mobile banking ,where you can open an account,transfer,make payments for amenities and even buy air time. 

The use of bank cards also makes services faster,the use of self service portals is also a plus to the array of services. The connectivity of these platforms to various industries to provide seamless transaction is where banking innovation comes to play. In agriculture,banking innovation help facilitate easy buying and selling of products by farmers. 

The use of e-wallet makes transaction seamless and super-fast . The banking innovation in agriculture is in partnership with telecommunication giants,with a mixed-match platform to serve farmers through SMS, video, apps e.t.c. 

 The banking innovation is taking root fast and various banks are thinking on how to leverage the age of digital disruption in order to create personalized banking platforms, form effective fintech partnerships and diversify the banks’ digital offerings to improve customer satisfaction , increase retention rates and how to remain competitive in a crowded marketplace. In this digital age how is your bank innovating? 

FOOD SECURITY;INFO -GRAPHICS.

Where do you fit?

FOOD SECURITY :THE ROAD MAP.

What is food security? In lay terms,it refers to accessibility, availability ,affordability of nutritious food in quantities required ,when needed. The issue of food security is a global challenge with different countries facing different constraints.


The African countries are worst-hit "with 30% of the population severely and chronically undernourished"(Maputo declaration,July 2003).There is a need for Africa to utilize its full potential in agriculture by increasing food production through investment in livestock,aquaculture,crop farming and forestry.

   The Agricultural sector can be a major driver of economic growth,if all necessary support is provided for the growth and development.The support will include policies that are favorable,funding and education to encourage investors and urban farmers to increase and expand agricultural investments.

PET INSURANCE SAVES THE DAY!!!

Pet lover/responsible pet owners keep their dogs safe and ensure they have adequate veterinary services.Pet ownership is much more than fancy dressing,you need to insure them. read how insurance cover saved this dog;http://www.embracepetinsurance.com/blog/surgery-vicious-dog-attack

AGRICULTURAL INSURANCE AND FOOD SECURITY.

Agric Insurance policies are to facilitate better production by protecting the farmer's capital/investment and also use it as a tool for economic growth. Agric insurance is important for the growth and development of the agricultural sector in any economy. 

 The essence of agric insurance is to protect farmers from losses resulting from hazards such as flood,fire,pest,disease and emergency control measures such as in case of outbreaks of African swine fever,bird flu e.t.c Farmers with cases of African swine fever will adhere to measures of culling and destroying affected animals if compensation policy is instituted instead of carting away such animals and selling . 

                   

 Agric insurance is also relevant in abattoir operations,with particular reference to condemnation of carcasses,organs in disease conditions and transportation accident. The benefits of insurance are enormous,aside the monetary compensation, there is access to professionals who over- see the project,certified animals are procured to start the project,data of farmers & operations are generated,it also encourages proper record keeping and disease control measures. 

 When agric/animal husbandry projects are insured,there will be proper management ,food safety will be enhanced and wholesome products will be in our market.The fear of running at a loss is the reason why producers cut corners,avoid the necessary management protocol such as vaccination,reporting outbreaks,processing dead animals, and using unconventional feeding practices and unauthorized drugs in production to attain market weight early. 

 The agric insurance sector though a growing industry,still has a lot to do to convince farmers to insure their businesses. A large percentage of farmers dont access this opportunity to their detriment and to the loss of the economy on a larger scale.The farmers /producers need financial bodies to work with them,to give soft landing in case of loss and to pay commensurate compensations in cases of emergency control of diseases. 

 The farmers cant access certain loans because they are not insured; premium are not fixed and certain diseases are not included in the policies. The time to bring the farmers on board the insurance train is now; banks/ insurance companies, the farmers/food processors await your call of pocket-friendly premiums ,better pay-out policy,wider range of hazard coverage and reduced interest on loans.

 AGRIC INSURANCE; FOR BETTER PRODUCTIVITY, FOOD SAFETY AND ENHANCED HUMAN HEALTH.

PET INSURANCE.

Pet lovers dot over their pets,giving them adequate care in terms of excellent veterinary care. Pet lovers are readily to go the extra mile for their pets,but when complicated,life threatening cases occur how do you manage it. Pet ownership is not a break-a -bank affair, if you know the protocol to ensure your pets are healthy. PET INSURANCE is the way out!! is your pet insured??? what are the benefits? read here; http://www.cnbc.com/2015/01/16/is-pet-insurance-worth-it.html

TECHNOLOGY AND POULTRY VALUE CHAIN.

 

 Technology transfer is a sure way to ensure food security.Investors in bio-technology,genetic engineering, modern breeding technologies are all welcomed at the investors forum.The future is now,join us!!! 

 The work has started,bring your expertise to the forum.It could be new feeding technique, new feed ingredients/combination, herbal therapy to prevent antibiotic residue.

Every knowledge is important,help ensure food security,lets think together.

Rubbing minds for greater productivity. Need an invite??  

INVESTORS FORUM : POULTRY VALUE CHAIN.

LOOK AT INVESTMENT OPPORTUNITIES HERE;

WOMEN IN AGRICULTURE AND THE IMPACT ON ECONOMIC GROWTH.

The role of of agriculture in economic growth is significant to any form of globalization. Women plays significant roles in agriculture,they are involved in all sectors and contribute to economic growth and development. 

 The empowerment schemes should involve more women as they are challenged on so many fronts,the contract farming is a way to encourage more women to join agriculture sector and support those already in the sector. Agriculture has so many facets and aspects that if properly coordinated will bring about food security and increase revenue generation. 

The higher the number of people actively involved in this sector,the greater the chances of a sustainable economy. 

The use of contract farming in the agricultural sector has the following benefits ; 1) employment opportunities. 2) increase revenue generation. 3)food security. 4)globalization through partnership. 5)broad-based learning platform. 6)empowerment. 

      What is contract farming and how does it work?? 

This is basically a platform for growth both for individuals ,companies and the countries involved.The scheme extols the benefits of various aspects of agriculture such as fish farming,piggery,cattle rearing, and poultry.

The various segments are handled by professionals,who corporate with stakeholders already in the agriculture business and these seek out interested candidates in these projects.These people undergo training for a specific period,after which they are provided with tools to start-off.These tools include chicks,drugs,feed, weaners,calves and cages. 

The tools also include spaces that are allocated at moderate prices so the farmers can afford this without affecting overhead costs. The contract farmer has access to needed tools to start the project with a memorandum of understanding which states; the expected return and time lapse. 

This scheme will allow more players in the agric sector,with access to latest innovations in the field which they can employ to rapidly turn around their investment. 

 The venture also involves provision of equipment to process the finished products for packaging such as stoves,drying kiln and ovens to process fish. Education on food preservation and provision of such equipment will help prevent losses of crops.A source of water is a very necessary factor for any production,and many women travel long distances to get access to portable water.

A water for all project in forms of wells,boreholes and irrigation systems will boost production and increase sales.The larger percentage of the agricultural products are farmed in the rural areas and this is done by women. Empower the women; feed the world!!! Contract farming is an empowerment model that will fast tract growth in the agriculture sector,because the companies involved in this scheme collect products for sale in international market. 

The scheme also involves buying farmers products right from the farm,so the farmer tends its products carefully to attain specified standards.

This scheme will regulate products in the market because only those that meet required specification are purchased.

LIVER ABSCESS.

LIVESTOCK INSURANCE AND INDUSTRIALIZATION.

              LIVESTOCK INSURANCE AND INDUSTRIALIZATION.

  Agric insurance is important for the growth and development of the agricultural sector in any economy. The essence of agric insurance is to protect farmers from losses resulting from hazards such as accidents, death of livestock, condemnation of carcass, flood,fire,pest,disease and emergency control measures such as in case of outbreaks of African swine fever,bird flu e.t.c

 Agric insurance is also relevant in abattoir operations,with particular reference to condemnation of carcasses,organs in disease conditions and transportation accident.

 The benefits of insurance are enormous,aside the monetary compensation, there is access to professionals who over- see the project. Certified animals are procured to start the project,data of farmers collected..This  encourages proper record keeping and disease control measures.

 When animal husbandry projects are insured,there will be proper management ,food safety will be enhanced and wholesome products will be in our market.

The fear of running at a loss is the reason why producers cut corners, avoid the necessary management protocol such as vaccination,reporting outbreaks,processing dead animals. This results use of unconventional feeding practices and unauthorized drugs in production to attain market weight early.


The possibility of export will increase, if there is a structure that ensure compliance to international standards. This will ensure rapid industrialization in that sector which will promote economic growth.

The agric insurance sector though a growing industry,still has a lot to do to encourage farmers to insure their businesses. A large percentage of farmers dont access this opportunity , because of lack of proper knowledge of the policy.


This is to their detriment and to the loss of the economy on a larger scale.The farmers /producers need financial bodies to work with them,to give soft landing in case of loss and to pay commensurate compensations in cases of emergency control of diseases.

 The farmers cant access certain loans because they are not insured; premium are not fixed and certain diseases are not included in the policies.

INVESTING IN POULTRY VALUE CHAIN.

Production overview of the poultry-value chain. The value chain encompasses the following poultry species; cockerel, layers , turkeys and broilers. The emphasis of this project is on intensive broiler production because of the rapid return on investment. The advantages of this venture are as follows; 1) Production span is 42-days. 2) Low capital investment. 3) Large market. 4) High turn-over of investment. The broiler production is a profitable venture that is not labour intensive; also the cost of medication is limited because of the length of production. This is also an added advantage as it will further reduce overhead costs and the benefits of this venture are tapped faster than in other poultry species. The processing aspect will involve machines that work at high capacity to process birds in large numbers within a short time. The venture will also promote partnership with other producers, who can use the facility at a fee. This will also be another point of wealth generation, as the cost of the machines will be recovered within a short time. Investors in this value-chain have the rapid return on investment as an advantage because financial institutions have short-term loans that will benefit them.

FUNDING AGRICULTURAL BUSINESS.

Farmers just like any other business,may need to lean on a financial arm for support at a point in time.Many farmers dont know the opportunities they have to access these facilities, or how to access them and grow. Farming is a lucrative venture duly supported by government,financial giants,cooperative bodies and micro finance schemes. Agricultural loans are of various types , can be accessed at various levels and have different amounts as per the size of the project.These loans can be accessed corporately or as individuals,depending on amount involved,most of these loans can only be accessed when the farm has an insurance cover. Agricultural loans and agricultural insurance are intertwined,you cannot do one without the other; before you try to access the loan make sure you are insured.The basic requirement for the loan are as follows; 1) application form. 2) farm records; showing productivity and profitability. 3) Registration record/licence of farm. 4) account details. The banks that give out such loans include bank of agriculture, and first bank ,they also require you have an account with them that is operational.

AGRICULTURAL LOAN!!

LEARN HOW TO ACCESS IT AND EXPAND....

AGRIBUSINESS: AGRIC INSURANCE.

 AGRIC INSURANCE. Agric Insurance policies are to facilitate better production by protecting the farmer's capital/investment and also use it as a tool for economic growth. Agric insurance is important for the growth and development of the agricultural sector in any economy.

 

The essence of agric insurance is to protect farmers from losses resulting from hazards such as flood,fire,pest,disease and emergency control measures such as in case of outbreaks of African swine fever,bird flu e.t.c

  .Agric insurance is also relevant in abattoir operations,with particular reference to condemnation of carcasses and  organs in disease conditions and transportation accident. The benefits of insurance are enormous,aside the monetary compensation, there is access to professionals who over- see the project,certified animals are procured to start the project,data of farmers & operations are generated,it also encourages proper record keeping and disease control measures.

 When agric/animal husbandry projects are insured,there will be proper management ,food safety will be enhanced and wholesome products will be in our market.The fear of running at a loss is the reason why producers cut corners,avoid the necessary management protocol such as vaccination,reporting outbreaks,processing dead animals, and using unconventional feeding practices and unauthorized drugs in production to attain market weight early. 

 AGRIC INSURANCE. The agric insurance sector though a growing industry,still has a lot to do to convince farmers to insure their businesses. A large percentage of farmers dont access this opportunity to their detriment and to the loss of the economy on a larger scale.

The farmers /producers need financial bodies to work with them,to give soft landing in case of loss and to pay commensurate compensations in cases of emergency control of diseases. 

 The farmers cant access certain loans because they are not insured; premium are not fixed and certain diseases are not included in the policies.

 The time to bring the farmers on board the insurance train is now: banks/ insurance companies, the farmers/food processors await your call of pocket-friendly premiums ,better pay-out policy,wider range of hazard coverage and reduced interest on loans. 

 AGRIC INSURANCE: FOR BETTER PRODUCTIVITY, FOOD SAFETY AND ENHANCED HUMAN HEALTH.