AVIAN INFLUENZA!!!

LIVESTOCK INSURANCE AND COMPENSATION IN BEEF PROCESSING PLANT.

The business of slaughtering animals and processing in the abattoir is capital intensive and a very complicated venture because of the myriad of problems associated with it.

 The business ideally is a money spinner but there are so many choke points in this venture especially in developing countries.

The system in developed countries have been fine-tuned that its a win-win situation: the butchers are happy and the citizen have access to wholesome beef.

 The issue with the beef processing plant is basically compensation: either in form of insurance or payment when carcass is condemned by meat inspectors/vets and animal health officers.

The livestock insurance policy is a major key to revamping the beef processing industry.

 A butcher buys cattle, transports them to site of sale/ slaughter; some died in-transit, some in the market before sale and others after sale.

The cattle that makes it to the slaughter line upon examination has some diseased organs that need to be condemned,or has generalized TUBERCULOSIS; who bears these losses??? How will the butcher be sincere or follow the proper procedure?? your guess is as good as mine.

 The benefit of insurance in the agric sector is germane to economic growth and food safety. when the butchers are duly compensated for loss of animals and also for carcass in the abattoir from compensation schemes then food safety is ensured.

 The formulation of policies,laws, edits means nothing, when nobody bears the brunt.

BOVINE TUBERCULOSIS.

FOOD FRAUD IN THE RED MEAT INDUSTRY.

Pictures above shows how #butchers cut corners, holes made in the carcass and filled with water to make up desired weight requested by customers. This practice is also done with the lungs, these are inflated and water is poured to increase the weight.

BIRD FLU AND COMPENSATION.

The bird flu virus has left a devastating trail in many countries,with resultant huge economic losses and scarcity of poultry products especially eggs. The virus has put so many producers out of business and many more on the brink of financial collapse,the poultry farmers that are worst hit are those without insurance or any type of risk management plan and those that dont qualify for compensation. The risk management tool /insurance is a personal issue on the path of the farmers,many dont take out polices on their investment basically because they lack wisdom,and understanding on the issue.Any farmer that is insured has so many benefits,and links/opportunities to grow bigger. In cases of disease outbreaks, not only do they get pay-outs; they have opportunities to start over without any delay.Many insurance companies have products that cover farmers,their equipment and operation. Be a wise farmer, insure your farm. Compensation in cases of bird flu is a global concern,with more and more countries bring out guidelines on methods of collection and also many countries have made the compensation plan public to encourage farmers to disclose the status of their farms. In Nigeria,there is a compensation plan and guidelines to benefit from the scheme. A farmer that has an incidence on the farm and does not report cant lay claim to any payment. A farmer that has a case of high mortality ,with obvious signs of the bird flu virus and decides to procure a solution without reporting will forfeit any claim to any compensation on birds before the case became a public knowledge. When there is a case of bird flu on your farm, you report to a state veterinary officer,who will report to the state AVIAN INFLUENZA DESK OFFICER,and the farm is visited immediately,samples taken from farm and sent to the NVRI in Jos where a virus is confirmed. The population on the farm as at time of visit is recorded and sent along with sample,this is recorded in the compensation scheme form and its on this data that the payment is made. Early reporting is key to procure meaningful compensation. When the virus is confirmed,the farm is depopulated and disinfected.The process of disinfection is continuous,starting at every week,then followed by every month and the farm facility is not used for 6 months. A quarantine sign is put up on the farm to ensure there are no movement within 3km radius of the farm. Many potent disinfectants are available for this purpose,use proven disinfectants and wear protective clothing.

AGRIBUSINESS: AGRIC INSURANCE.

 AGRIC INSURANCE. Agric Insurance policies are to facilitate better production by protecting the farmer's capital/investment and also use it as a tool for economic growth. Agric insurance is important for the growth and development of the agricultural sector in any economy.

 

The essence of agric insurance is to protect farmers from losses resulting from hazards such as flood,fire,pest,disease and emergency control measures such as in case of outbreaks of African swine fever,bird flu e.t.c

  .Agric insurance is also relevant in abattoir operations,with particular reference to condemnation of carcasses and  organs in disease conditions and transportation accident. The benefits of insurance are enormous,aside the monetary compensation, there is access to professionals who over- see the project,certified animals are procured to start the project,data of farmers & operations are generated,it also encourages proper record keeping and disease control measures.

 When agric/animal husbandry projects are insured,there will be proper management ,food safety will be enhanced and wholesome products will be in our market.The fear of running at a loss is the reason why producers cut corners,avoid the necessary management protocol such as vaccination,reporting outbreaks,processing dead animals, and using unconventional feeding practices and unauthorized drugs in production to attain market weight early. 

 AGRIC INSURANCE. The agric insurance sector though a growing industry,still has a lot to do to convince farmers to insure their businesses. A large percentage of farmers dont access this opportunity to their detriment and to the loss of the economy on a larger scale.

The farmers /producers need financial bodies to work with them,to give soft landing in case of loss and to pay commensurate compensations in cases of emergency control of diseases. 

 The farmers cant access certain loans because they are not insured; premium are not fixed and certain diseases are not included in the policies.

 The time to bring the farmers on board the insurance train is now: banks/ insurance companies, the farmers/food processors await your call of pocket-friendly premiums ,better pay-out policy,wider range of hazard coverage and reduced interest on loans. 

 AGRIC INSURANCE: FOR BETTER PRODUCTIVITY, FOOD SAFETY AND ENHANCED HUMAN HEALTH.