HOW TO SECURE AN AGRICULTURAL LOAN TO EXPAND YOUR BUSINESS.

Agricultural loans are available to most farmers,but many dont know how to access and benefit from this funds.The general notion is that the process is laborious and so cumbersome and at the end of the day no money will be disbursed,but this is far from the truth.The loans are very accessible with an easy process to get the money necessary. The major commercial banks have agric desk where they give a financial arm to agric business and farmers,the NAIC,BOA also give agric loans to assist farmers.The micro finance banks also give out loans to farmers and agric business at low interest rate and NO COLLATERAL. The micro finance banks are specifically designed to support small and medium scale businesses,giving out funds to help them grow and expand.The micro finance banks make the funds readily accessible and within a short time with workable payout plans. The amount of money disbursed depends on the size of your business,type of business you run and your financial records which will show what you can handle and will be able to repay easily. REQUIREMENT/ PROCESS TO OBTAIN THE LOAN. 1) Open an account with such bank,that must be operational,with 10% of proposed loan in account. 2) Two guarantors,that know your business operation ,have a current account in a commercial bank that is operational.These people will be available when loan is disbursed. 3)The beneficiary must give statement of account. 4) The bank official will pay visits,check record,do their own investigations and work out payable options. 5) The loan is approved. The process is simple,the micro finance banks even organize training for beneficiaries.The loan can be accessed as an individual, corporately or groups. Come and meet our bankers @ farmers bazaar holding at Ajah vet center,on the 27/8/15. The program will start@ 10am ,you will be better informed.

GLOBAL DISINFECTANT..VIROCID®

This disinfectant has been proven to be effect against various bacteria,viruses and fungi spores.The virocid offers two-times the protection of other disinfectants,very effect in presence of organic matter.Its used in animal husbandry,fish farming,food processing industry,animal transport vehicle,hospital,personal hygiene and feed storage. Virocid is safe for animals,man and equipment.The use in cleaning equipment is very effective as it has a neutral PH,hence so safe to clean as it has long residual action,preventing recontamination of surfaces. virocid is used at low dilutions,active at all temperatures and still effective in presence of hard water. Virocid is also referred to as hospital grade disinfectant,can be use for aerial disinfection, fogging,foot dips,tyre dips and general disinfection.VIROCID® The most powerful disinfectant! Worldwide proven efficacy. Recommended in case of emergency disease control . Listed by the United Nations’ F.A.O. Tested and approved against Influenza A. The influenza virus can live outside the body. It can thus be transmitted indirectly after having contact with infected objects and touching the eyes, the nose or the mouth afterwards. VIROCID® is a powerful disinfectant for surfaces and equipment (tables, chair, janitorial, floors,… and foot dips) and has a proven record in preventing and fighting disease outbreaks for many years: Classical Swine Fever, FMD, Avian Influenza etc. Moreover VIROCID® is recommended by the United Nations FAO against Avian Influenza H5N1 at 1:400. Now, VIROCID® has successfully passed a test against both the swine and the human strain of the Influenza virus A/H1N1 at a specialized lab in the USA.

AGRICULTURAL LOAN!!

LEARN HOW TO ACCESS IT AND EXPAND....

INSURANCE IN AGRICULTURAL BUSINESS.

AGRICULTURAL LOANS/CREDIT FACILITY.

Farmers just like any other business,may need to lean on a financial arm for support at a point in time.Many farmers dont know the opportunities they have to access these facilities, or how to access them and grow. Farming is a lucrative venture duly supported by government,financial giants,cooperative bodies and micro finance schemes. Agricultural loans are of various types , can be accessed at various levels and have different amounts as per the size of the project.These loans can be accessed corporately or as individuals,depending on amount involved,most of these loans can only be accessed when the farm has an insurance cover. Agricultural loans and agricultural insurance are intertwined,you cannot do one without the other; before you try to access the loan make sure you are insured.The basic requirement for the loan are as follows; 1) application form. 2) farm records; showing productivity and profitability. 3) Registration record/licence of farm. 4) account details. The banks that give out such loans include bank of agriculture, and first bank ,they also require you have an account with them that is operational. You can learn more about the loan and how to access @ an upcoming farmer's bazaar...operators will be around to enlighten you and help you start the process. venue....Ajah vet center,Ajah . Time 10 am. date...27/8/15.

EDUCATING FARMERS.!!!

Farming is a major force that drives the economy, and the higher the number of people involved the better for the economy. The agricultural business though very lucrative many players are still in the dark about various aspects of production and better methods of production. Farmers basically need to update their knowledge so they can harness several opportunities,exposure to new drugs and techniques. The farmer needs to learn about management polices,insurance,latest products and vaccination methods,a lot of farmers really operate out of old ideas that cant solve today's challenges,hence there is a need for constant interaction between the service providers and the farmers; animal health care product manufacturers,technical officers,vets,banks and insurance companies. The interactive forum is to expose to modern ways of animal husbandry and how to make more money,in line with this a farmers bazaar is been organized; venue....Ajah vet center,Ajah Lagos. time...10 am date...27/8/15 topic....agric insurance, access to agric facilities, benefits of registration and how to make more money from your venture. There will be demonstration from banks,insurance company,manufacturers of animal health products,disinfectants and protective clothing. come ,learn and be more protective.

INCUBATION AND HATCHING OSTRICH EGGS.

Ostrich are large flightless birds that lay big eggs and are of economic value.The ostrich eggs are so large and they need to be handled with care so that they can hatch healthy birds. Diseases,malformations and slow development can usually occur if the necessary conditions are not adhered to; the incubation period of ostrich is between 42-46 days. The eggs must be wiped with dry cloth,the hands that handle the eggs must be clean and sterilized with lodine wash/any disinfectant.The cleaned eggs should be left to air dry and sprayed with disinfectants before setting. The incubator room must be clean and disinfected with potassium permanganate/formaldehyde or any other disinfectant suitable for hatcheries. The eggs are to be stored for 7 days under ultraviolet light at 35% relative humidity and temperature of 17-21°c.Incubators maintained at 35-40% of relative humidity and 36°c with airflow of about 45 litres/hr will ensure maximum hatachability.Candling is done to monitor embryo development,this can progress until day 40. Once piping begins,the eggs are transferred to a hatcher,where the chicks use their beaks to break the shell.Gentian violet/iodine spray/any other disinfectant are used to clean the umbilical area for 3 days. Adequate incubator parameters and handling techniques coupled with strict bio security protocol is key to increase hatachability rate of the ostrich.