MONEY_MAKING IN VET PRACTICE.# VETPRENEUR.

Working with animals is a whole new ball game and exciting money making opportunities. Animal lovers have a wide array to choose from and make a business out of their passion. 

 This post is to highlight opportunities in the animal health industry and how to link customers to producers. The categories include drugs and accessories,production,seminars,books and equipment. 

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FARMER'S BAZAAR............LAPO MICRO FINANCE BANK.

The farmer's bazaar was graced by the Lapo micro finance bank.The officials show cased their products and explained how to access the agric loan and expand your agric business.

HOW TO SECURE AN AGRICULTURAL LOAN TO EXPAND YOUR BUSINESS.

Agricultural loans are available to most farmers,but many dont know how to access and benefit from this funds.The general notion is that the process is laborious and so cumbersome and at the end of the day no money will be disbursed,but this is far from the truth.The loans are very accessible with an easy process to get the money necessary. The major commercial banks have agric desk where they give a financial arm to agric business and farmers,the NAIC,BOA also give agric loans to assist farmers.The micro finance banks also give out loans to farmers and agric business at low interest rate and NO COLLATERAL. The micro finance banks are specifically designed to support small and medium scale businesses,giving out funds to help them grow and expand.The micro finance banks make the funds readily accessible and within a short time with workable payout plans. The amount of money disbursed depends on the size of your business,type of business you run and your financial records which will show what you can handle and will be able to repay easily. REQUIREMENT/ PROCESS TO OBTAIN THE LOAN. 1) Open an account with such bank,that must be operational,with 10% of proposed loan in account. 2) Two guarantors,that know your business operation ,have a current account in a commercial bank that is operational.These people will be available when loan is disbursed. 3)The beneficiary must give statement of account. 4) The bank official will pay visits,check record,do their own investigations and work out payable options. 5) The loan is approved. The process is simple,the micro finance banks even organize training for beneficiaries.The loan can be accessed as an individual, corporately or groups. Come and meet our bankers @ farmers bazaar holding at Ajah vet center,on the 27/8/15. The program will start@ 10am ,you will be better informed.

AGRICULTURAL LOANS/CREDIT FACILITY.

Farmers just like any other business,may need to lean on a financial arm for support at a point in time.Many farmers dont know the opportunities they have to access these facilities, or how to access them and grow. Farming is a lucrative venture duly supported by government,financial giants,cooperative bodies and micro finance schemes. Agricultural loans are of various types , can be accessed at various levels and have different amounts as per the size of the project.These loans can be accessed corporately or as individuals,depending on amount involved,most of these loans can only be accessed when the farm has an insurance cover. Agricultural loans and agricultural insurance are intertwined,you cannot do one without the other; before you try to access the loan make sure you are insured.The basic requirement for the loan are as follows; 1) application form. 2) farm records; showing productivity and profitability. 3) Registration record/licence of farm. 4) account details. The banks that give out such loans include bank of agriculture, and first bank ,they also require you have an account with them that is operational. You can learn more about the loan and how to access @ an upcoming farmer's bazaar...operators will be around to enlighten you and help you start the process. venue....Ajah vet center,Ajah . Time 10 am. date...27/8/15.

AGRICULTURAL INSURANCE!!!

Agric Insurance policies are to facilitate better production by protecting the farmer's capital/investment and also use it as a tool for economic growth. Agric insurance is important for the growth and development of the agricultural sector in any economy. The essence of agric insurance is to protect farmers from losses resulting from hazards such as flood,fire,pest,disease and emergency control measures such as in case of outbreaks of African swine fever,bird flu e.t.c Agric insurance is also relevant in abattoir operations,with particular reference to condemnation of carcasses,organs in disease conditions and transportation accident. The benefits of insurance are enormous,aside the monetary compensation, there is access to professionals who over- see the project,certified animals are procured to start the project,data of farmers & operations are generated,it also encourages proper record keeping and disease control measures. When agric/animal husbandry projects are insured,there will be proper management ,food safety will be enhanced and wholesome products will be in our market.The fear of running at a loss is the reason why producers cut corners,avoid the necessary management protocol such as vaccination,reporting outbreaks,processing dead animals, and using unconventional feeding practices and unauthorized drugs in production to attain market weight early. The agric insurance sector though a growing industry,still has a lot to do to convince farmers to insure their businesses. A large percentage of farmers dont access this opportunity to their detriment and to the loss of the economy on a larger scale.The farmers /producers need financial bodies to work with them,to give soft landing in case of loss and to pay commensurate compensations in cases of emergency control of diseases. The farmers cant access certain loans because they are not insured; premium are not fixed and certain diseases are not included in the policies. The time to bring the farmers on board the insurance train is now; banks/ insurance companies, the farmers/food processors await your call of pocket-friendly premiums ,better pay-out policy,wider range of hazard coverage and reduced interest on loans. AGRIC INSURANCE; FOR BETTER PRODUCTIVITY, FOOD SAFETY AND ENHANCED HUMAN HEALTH.