Lapo---- microfinance bank.

LAPO-MICROFINANCE BANK; lifting the poor out of poverty, and improving lives.If you are thinking of starting a business? think LAPO-MFB. Do you want to expand an existing business? think lapo. LAPO Microfinance Bank is a pro-poor financial institution committed to the social and economic empowerment of low-income households through provision of access to responsive financial services on a sustainable basis. The Institution was established in the late 1980s as a Non-Governmental Organization (NGO) by Godwin Ehigiamusoe in response to the effects of the implementation of the Structural Adjustment Programme (SAP) in 1986. In 2010, LAPO MfB obtained the approval of the Central Bank of Nigeria (CBN) to operate as a state microfinance bank and in 2012, it got an approval as a national microfinance bank. Over the years, LAPO MfB has emerged as a leading institution delivering a range of financial services to over a million people in Nigeria. The LAPO MfB core values that are: Integrity Innovativeness Simplicity Excellence Customer- is king.

FINANCING AGRICULTURAL VENTURES.

To secure an agric loan from a microfinance bank is easy and readily available; see the process Facility range: N50,000 (minimum) to N500,000 (maximum) Methodology: Individual, group and corporate Duration: 1-12 months Grace period: 30-60 days Prospective clients must be practicing farmers with verifiable evidence of existing farm investments. Benefits: No collateral Provides capital for farming activities Flexible repayment structure Low interest rates

BIO SECURITY MEASURES IN FARM PRACTICE.

The power to stop the bird flu virus lies in our hands; practice good hygiene,isolation of affected victims, quarantine and depopulation of affected farms, cooking of poultry/ poultry products. Wash hands thoroughly when youve handled poultry, do not touch dead birds. Use potent disinfectant as part of your bio-security protocol. IT ALL STARTS WITH YOUR HANDS; TOUCHING# HOLDING# CARRYING# LIFTING# TRANSFER# ; so stop the virus with your hands. ALL hands on deck; use VIRKON® S, and most important key wash hands regularly and sanitize them. HANDS ON! STOP THE BIRD FLU VIRUS!.

Largest African swine fever outbreak to hit Ukraine

Largest African swine fever outbreak to hit Ukraine

Polish veterinary experts consider news measures in ASF fight

Polish veterinary experts consider news measures in ASF fight

INSURANCE IN AGRICULTURE..

Agric Insurance policies are to facilitate better production by protecting the farmer's capital/investment and also use it as a tool for economic growth. Agric insurance is important for the growth and development of the agricultural sector in any economy. The essence of agric insurance is to protect farmers from losses resulting from hazards such as flood,fire,pest,disease and emergency control measures such as in case of outbreaks of African swine fever,bird flu e.t.c Agric insurance is also relevant in abattoir operations,with particular reference to condemnation of carcasses,organs in disease conditions and transportation accident. The benefits of insurance are enormous,aside the monetary compensation, there is access to professionals who over- see the project,certified animals are procured to start the project,data of farmers & operations are generated,it also encourages proper record keeping and disease control measures. When agric/animal husbandry projects are insured,there will be proper management ,food safety will be enhanced and wholesome products will be in our market.The fear of running at a loss is the reason why producers cut corners,avoid the necessary management protocol such as vaccination,reporting outbreaks,processing dead animals, and using unconventional feeding practices and unauthorized drugs in production to attain market weight early. The agric insurance sector though a growing industry,still has a lot to do to convince farmers to insure their businesses. A large percentage of farmers dont access this opportunity to their detriment and to the loss of the economy on a larger scale.The farmers /producers need financial bodies to work with them,to give soft landing in case of loss and to pay commensurate compensations in cases of emergency control of diseases. The farmers cant access certain loans because they are not insured; premium are not fixed and certain diseases are not included in the policies. The time to bring the farmers on board the insurance train is now; banks/ insurance companies, the farmers/food processors await your call of pocket-friendly premiums ,better pay-out policy,wider range of hazard coverage and reduced interest on loans. AGRIC INSURANCE; FOR BETTER PRODUCTIVITY, FOOD SAFETY AND ENHANCED HUMAN HEALTH.

AGRIC LOAN.

To secure an agric loan from a microfinance bank is easy and readily available; see the process Facility range: N50,000 (minimum) to N500,000 (maximum) Methodology: Individual, group and corporate Duration: 1-12 months Grace period: 30-60 days Prospective clients must be practicing farmers with verifiable evidence of existing farm investments. Benefits: No collateral Provides capital for farming activities Flexible repayment structure Low interest rates